Improving Cash Flow and Reducing Billing Costs with InSync Text-to-Pay
💡 Text-to-pay technology is changing how behavioral health practices handle billing. For organizations using InSync EMR, adding this payment method...
10 min read
Aubreigh Lee Daculug
:
February 23, 2026
A loyal supporter walks into your annual gala, ready to give. The speaker shares a moving story about a young mom your center helped, and the room is inspired. Then the offering plate comes around—and half the room reaches for a wallet that holds nothing but cards.
Now picture something else. A young dad shows up for his parenting class. He is excited, but he doesn't have the ten dollars in cash he needs for the workbook. He feels embarrassed and almost walks out the door.
These moments happen every week in pregnancy resource centers across the country. They are not caused by a lack of generosity. They are caused by friction—the gap between wanting to give and being able to give right now, right here.
We live in a world where most people rarely carry cash. According to recent studies, nearly 40% of Americans say they make zero cash purchases in a typical week.
Yet many non-profit clinics still rely on checks, cash boxes, and mailed-in donations as their main way to collect funds.
Text-to-pay and mobile donations for eKyros centers solve this problem by meeting supporters and clients where they already are—on their phones.
With a simple text message, a center can send a secure payment link that takes about ten seconds to complete. No app downloads. No awkward moments. Just a quick tap and the gift is made.
This article walks you through how mobile giving for pregnancy centers works, why it matters for your mission, and how Curogram's tools make the whole process painless.
Whether you are looking to boost event donations or simplify how you collect material fees via SMS, you will find a clear path forward here. The process is simple, secure, and built for centers that run on heart and hustle.
Generosity is not the problem. Most of the people who walk through the doors of a pregnancy resource center want to help. Donors attend your events with open hearts. Clients show up for classes ready to engage.
The real issue is how they are asked to pay.
In a society that runs on digital payments, asking for cash or a check creates a barrier that most people cannot clear on the spot.
A 2023 Federal Reserve report found that cash made up only 18% of all payments in the United States.
When your center only accepts physical payment methods, you are fighting against the way people actually handle money today.
This disconnect shows up in ways that are easy to overlook. It is not always a dramatic refusal to give. More often, it is a quiet moment of hesitation that leads to "I'll do it later"—and later rarely comes.
The friction takes several forms.
Each one silently chipping away at your center's ability to collect funds:
None of these situations reflect a lack of willingness. They reflect a system that has not caught up with how people manage their money. And every time one of these moments passes, your center loses revenue it should have had.
The challenge is that this kind of loss is hard to see. It does not show up as a line item on your budget. It shows up as a gap between what your supporters intended to give and what your center actually received.
That gap widens every month you stick with cash-only methods.
Moments That Get Lost
Think about how often these situations play out at your center. A donor at your baby bottle drive wants to give fifty dollars but only has a card.
A mom finishing a class cannot pay the small material fee because she does not have cash. A board member promises to send a check after the event—and the check never arrives.
Each of these is a missed moment. The desire to give was there, but the tool to give was not. When giving feels hard, people delay. And delayed giving often becomes no giving at all.
Over time, these small missed moments add up to a significant gap in your center's revenue.
The pattern is consistent. The longer the delay between the emotional urge to give and the actual act of giving, the less likely that gift will ever happen. That is not a people problem. It is a process problem.
It also affects your event strategy. If your center hosts a fundraising dinner and half the attendees plan to give later, your team has to chase those pledges for weeks.
That follow-up work drains energy and rarely recovers the full amount that was promised in the room.
The Hidden Cost to Your Staff
The burden does not stop at missed donations. Your team spends hours each week sorting envelopes, writing receipts by hand, and driving deposits to the bank—tasks that could be streamlined with a digital patient workflow.
Then they have to log every transaction into eKyros or QuickBooks one by one. This manual work eats into time that should be spent on the mission—serving clients and building relationships.
For centers that depend on a small staff and a tight budget, this admin load is a real problem. It slows down your cash flow, increases the chance of data entry errors, and creates a lag between when a gift is promised and when it actually shows up in your account.
Every hour your staff spends on paperwork is an hour taken away from the families who need them.
There is also the hidden cost of training. When your process depends on manual steps, every new hire has to learn the paper trail from scratch. A digital system removes that learning curve and lets new team members get up to speed quickly.
And then there is the emotional toll. Staff members who care deeply about the mission can feel frustrated when they spend their days on data entry instead of direct service.
Over time, that frustration leads to burnout, and burnout leads to turnover. Simplifying the payment process is not just an operational win. It is a way to protect your team.
Curogram's text-to-donate platform puts the offering plate in everyone's pocket. Instead of passing around a basket or waiting for a check in the mail, your center sends a simple text message with a secure payment link.
That link opens in the donor's phone browser—no app needed—and the transaction is done in seconds.
This is what we call the digital offering plate. It works the same way a physical collection does, but it removes every point of friction that slows down generosity.
The result is faster giving, higher participation, and less work for your staff. It brings the act of giving into the moment when it matters most.
What makes this approach different from other giving platforms is its simplicity. There is no software to install on the donor's end.
There is no account to create. The entire experience happens inside a normal text message and a phone browser, which means anyone with a smartphone can participate without learning something new.
How It Works for Donors
When your center runs a fundraising campaign, you can send a text blast to your entire supporter list.
The message might read something like:
"Support our Baby Bottle Drive! Tap here to give." The donor taps the link, chooses their amount, and pays with Apple Pay, Google Pay, or a credit card.
The whole process takes about ten seconds.
Because SMS messages have a 98% open rate, your appeal lands right in front of the people who care about your work.
Compare that to email campaigns, where open rates hover around 20%. Text-to-donate for non-profits works because it reaches people where they are most responsive.
This makes a huge difference during events and campaigns. Instead of hoping donors remember to give later, you capture the gift in real time while the emotional connection is still fresh. It turns good intentions into completed transactions on the spot.
Your team can also customize the message to match the occasion. A holiday appeal can carry a warm, personal tone. A disaster relief ask can feel urgent. The flexibility of SMS lets you shape the giving experience without building a new landing page every time.

How It Works for Clients
Not every payment at a pregnancy center is a donation. Sometimes a client needs to pay a small material fee for a class workbook, a lab test, or an event ticket. In these cases, your staff can send a direct text to the client with a personalized payment link.
The message might say:
"Hi Maria, tap here to pay the fifteen-dollar fee for your workbook." Maria taps the link, completes the payment, and she is all set.
There is no awkward cash exchange at the front desk and no need for your team to track who still owes what.
This approach respects the client's dignity. Instead of asking someone to pull out cash in a waiting room, you give them a private and simple way to handle the payment on their own time.
It feels more like a normal part of their day than an extra burden.
For clients who attend multiple classes or need to cover several small fees over time, this system also helps them keep track. Each payment comes with a confirmation text, so both the client and your staff have a clear record without extra paperwork.
Automatic Sync With eKyros
Once a payment is made, the transaction is recorded and the funds are routed to your bank account automatically. Your development director does not have to manually log each gift.
This integration with eKyros keeps your records clean and your reporting accurate, which matters during audits and board reviews.
The ability to separate different payment types is built in. Your team can route donations to the General Fund and material fees to the Operations Fund, all within the same platform. This kind of clean bookkeeping saves hours of sorting each month.
Beyond routing, the automatic sync means your financial reports are always up to date. When a board member asks how much was raised at last week's event, you have the answer ready without digging through spreadsheets or bank statements.
This also simplifies tax season and donor acknowledgment. Because every transaction is logged with the right amount, date, and category, generating year-end receipts and thank-you letters becomes a straightforward task instead of a scramble.
Switching to secure mobile payments is not just about convenience. It has a real, measurable impact on how fast your center collects funds and how many people participate.
When the barriers to giving disappear, the results speak for themselves.
The centers that have moved to digital giving tools consistently report better outcomes across the board. From faster fund collection to higher donor retention, the shift pays for itself almost immediately. Here is what that looks like in practice.

Collect Funds Up to 3x Faster
Centers that use text-based payment links typically collect funds up to three times faster than those relying on mail-in appeals. The reason is simple.
A text message is seen almost immediately. Most people open a text within three minutes of receiving it, and many complete the action right away.
Compare that to a mailed donation request, which may sit on a counter for days or end up in the recycling bin. The speed of SMS means your center gets access to those funds sooner, which helps with cash flow and planning.
Speed matters for pregnancy centers in a few key ways:
When your center can close the loop between appeal and deposit in minutes instead of weeks, every campaign becomes more effective and easier to manage.
This speed advantage also matters for time-sensitive campaigns. If your center needs to raise funds for a specific purchase or event by a deadline, SMS collection gives you a realistic shot at hitting the goal without last-minute scrambling.
Higher Participation Across the Board
When you make it easy to pay small amounts, more people follow through. A five-dollar lab fee or a ten-dollar class material charge feels like nothing when the payment takes a single tap.
But when it requires cash that someone does not have on hand, compliance drops fast.
This is especially important for client-facing fees. Your clients are often young parents navigating tight budgets and busy schedules. Collecting material fees via SMS meets them where they are, removes the hassle factor, and keeps them engaged in the programs that help them grow.
Higher participation also sends a positive signal to grant funders and board members. When your class completion rates go up because fewer clients drop off over a small fee, it strengthens the case for future funding.
The ripple effect of making payments easy reaches far beyond the transaction itself.
There is a psychological factor at play too. When the payment process is quick and painless, clients feel more positive about the programs they are in. They associate the experience with ease rather than stress, which makes them more likely to return for the next session or refer someone else.
Built-In Security You Can Trust
Handling money always raises questions about safety, especially when you are dealing with donor credit card information. Curogram's payment system is PCI compliant, which means it meets the strict security standards set by the payment card industry.
Donor data is never exposed to your staff or stored in an unsafe way.
In fact, a secure digital payment link is safer than a mailed check. A check has your donor's bank account number printed right on it, and it can be lost or stolen in transit. With an encrypted payment link, the data stays protected from start to finish.
This level of protection also builds trust with your donors. When people know their payment information is handled safely, they are more likely to give again. Trust is the foundation of long-term donor relationships, and secure mobile payments help you build it with every transaction.
For your staff, this security also removes a layer of risk. No one on your team has to handle or store sensitive financial data.
That means fewer compliance worries and more confidence that your center is doing things the right way.
Can we separate donations from patient fees?
Yes. Curogram lets you set up different payment types so you can route each transaction to the right fund. For example, a donation can go straight to the General Fund while a workbook fee goes to the Operations Fund.
This keeps your bookkeeping clean and makes end-of-month reporting much easier.
Is there a transaction fee?
Yes, standard credit card processing fees apply. This is typically around 2.9%, which is the same rate you would see on any digital donation platform.
Many centers give donors the option to cover the processing fee, and a good number of supporters choose to do so. This means the full gift amount can still reach your center.
Is this secure for high-dollar donations?
It is. Every payment link is encrypted and processed through a major payment gateway. This level of protection is actually stronger than a mailed check, which carries a donor's bank account and routing numbers in plain sight.
For large gifts, digital payments give both you and your donor peace of mind.
Your center's mission is too important to be slowed down by outdated payment methods. Every moment a donor wants to give but cannot, and every class fee that goes uncollected, is a small loss that adds up over time.
The good news is that the fix is not complicated. Text-to-pay and mobile donations for eKyros centers remove that friction entirely. With Curogram, your supporters give in seconds, your clients pay with ease, and your staff spends less time on admin and more time on the work that matters.
The centers that have already made this shift are collecting faster, serving more families, and spending far less time on paperwork. They are not using a different mission. They are just using a better tool to fund the one they already have.
If your pregnancy resource center is ready to modernize its fundraising and fee collection, the digital offering plate is waiting. It is simple to set up, secure by design, and built to keep your mission funded.
Schedule a demo with Curogram today and see how easy it is to turn every phone into a giving tool for your center.
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